Monday, February 18, 2008

"America" - Equal Opportunity for All?

by Ray Fernandez Key West,Florida.-USA


America offers equal opportunity for cold ruthless predators who have an opportunity not only to ruin their credit with Federal Tax Warrants , Foreclosures, Liens, etc. but they get equal opportuity to ruin other people credit, careers and damage other people lives.

When older people lose their homes and get hurt because of this, it ought to be a crime!

On August 21, 2004 when Clara G. Fernandez was abducted or "improperly taken" from her home; Clara enjoyed a A-1 credit rating, she was current on all credit cards, revolving home credit line which she used to make high yielding investments and just recently she had filed an income tax with an income of $186,000 reported to the IRS.

Clara had received a refund of $20,000 for the priors years return and was building a home in Orlando, Florida, and the future could not look any brighter for Clara G. Fernandez and her husband Dr. A.J. Fernandez who were looking to spend their golden years in retirement together going to Disney World, traveling , enjoying each other in the company of their family and grandchildren.

All this was to come to screeching halt as Adalberto J Fernandez Jr. a social worker and William A. Hart , who had not previously not shown any interest in the elders until now, suddenly take the spotlight by removing Clara from her home, medicating her over and beyond what's recomended for a person her age, obtaining a Power of Attorney and helping themselves to the elders savings, certificate of deposits, bonds, and stock accounts.

One of the first acts of the couple was to fax Clara's Certified Public Acountant and stop him from doing Clara's Income Taxes. They claimed that they now held Clara's P.O.A. and threatend the CPA, Mr. Zuelch with subpenas and flooded his office with phone calls, thus blocking Clara's C.P.A.'s efforts to work on her Income Taxes.


These are estate planning documents faxed from ANDYTHORNAL in Winter Haven, Florida.

I have also seen documents that prove that Clara's eldest son, Aldaberto Fernandez and his partner William (Bill) Hart, while they both were living in Tampa, Florida, both received a sum of $312,388 from the Elder, Clara Fernadez as a loan and or gift to buy a house or establish a business.


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SADLY; As generous as this mother and father were, the eldest son and his partner still took full advantage of this ailing father and elderly mother who was suffering from Dementia and other ailments.




Click here to enlarge document or go here to view courthouse records =>>



Click here to enlarge document or go here to view courthouse records =>>



Adalberto J. Fernandez Jr. and his partner William (Bill) Hart leave a trail of destruction and mayhem!


There is much evidence and several witness's that will testify that Mr. William A Hart was terrorizing his partners father while at his home. Dr. Fernandez was so upset that something was terribly wrong with his missing wife by seeing Mr. Hart at the door, when family and neighbors realize that it was just Bill Hart impersonating a police officer ! When answering a neighbors questioning, Bill Hart replied; " I am with the Sheriffs Department", when clearly he caught snooping and harrassing at the home of Dr. A.J. Fernandez.

Consequently, Mr. Hart gets a trespass warning and Dr.Fernandez gets hospitalized because of the undo stress caused by this stalking.

Looking at the documents on this site, it clearly proves that these elders had never been late on their Taxes or paid a penalty.


Look where it says;

"WE CHANGED YOUR ESTIMATED TAX TOTAL - YOU ARE DUE A REFUNDWE CHANGED YOUR 2001 RETURN. AS A RESULT OF THESE CHANGES, YOU ARE DUE A REFUND OF $20,882.00 IF YOU OWE NO OTHER TAXES. YOU MAY HAVE EXPECTED A DIFFERENT AMOUNT OR NO REFUND AT ALL. IF YOU THINK WE MADE A MISTAKE, PLEASE CALL US AT THE NUMBER LISTED ABOVE."

How did this ever come to pass?

These documents show records of before the elder son Adalberto J. Fernandez , and his partner Mr. William A Hart took the elderly woman Clara.


This reads:

"You now owe because of penalties and interest $551,941."

The dates show that this was after Clara's C.P.A. was ordered by Clara's eldest son and his partner to stop doing her taxes.

What was the purpose of that? Now the elderly woman is charged with enormous penalties?

This is indeed a crime, and how is the elderly woman to pay these penalties, and why should she have to?

She never ordered her C.P.A. to stop processing her taxes!

Interestingly enough, again, proof of Clara's credit card balance, -0- for the month of June 2004 before her abduction.


Now this document shows her sad state of affairs, you can see that her account is now in 'collections' and her A-1 credit is now ruined forever.

How will this elder ever be able to re-coop her losses and ever repair her credit?

It is quite evident to me, as well as other blog readers I have contacted through this blog, that the evidence is indeed very strong and that Clara's eldest son and his partner abducted and bilked the elderly mother and left her in financial ruin!

Where is the Justice?

Who Are Public Agency Investigators Protecting: The Neglected Elder Or The Perpetrator of The Neglect?

Related articles: Blame the Criminals Not the Victims

The system fails to protect the victims of elder abuse

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