Friday, September 25, 2009

Attorneys Set for Windfall in Babyboomers Crisis


As attorneys get geared up to what has been called the "Largest Transfer of Wealth in the 21st Century" elder law is set to produce big windfalls for lawyers due to get involved in a range of complex family dilemmas including whether elderly parents have the capacity to make their own decisions.

According to Brian Herd, elder law specialist and partner at Queensland-based Carne Reidy Herd Lawyers, said baby boomers would produce more work for lawyers than their parents because of the greater complexity of their lives.

"It's the baby boomers in particular, the next older generation that we're really targeting because they're the ones that are going to have significant wealth, significantly complex lives, complex families,'' he said.

"All of that is a pot for lawyers, in terms of legal issues arising out of that vast vat of complexity that older people take with them into retirement. The current generation is a bit simpler in terms of their circumstances.''

Issues surrounding the capacity of an older person was one of biggest areas of elder law. Herd said disputes could arise in families over whether their parents had the capacity to make their own decisions and whether an enduring power of attorney should be appointed.

The economic downturn had also seen an increase in elder abuse and Herd said some children saw their parents as being the solution to their money problems.

He said the area of elder law gave lawyers an insight into the "extraordinary amount of dysfunction'' in some families but it was this same dysfunction that created work and led to "legal bliss''.

*Ref=>>Boom time for gediatric law

Thursday, September 24, 2009

A Silent Crisis: Elder Abuse and Justice

My grandmother’s life intersected squarely with the unprecedented rise in life expectancy for all elders. This rise has also led to one of our greatest silent crises: elder abuse.

About same time Alzheimer’s began to cloud my grandmother's once sharp mind, she heard a knock on the door of her 3rd floor apartment in Des Moines, Iowa. She opened it to find a friendly salesman selling John F. Kennedy half-dollars made out of pure gold in a frame with a blue velvet backing. They made an exchange --she handed him a check for $900 and the swindler gave her one dollar in coins.

ELDER ABUSE IN THE UNITED STATES
For millions of elderly people in the United States just like my grandmother, living longer has also meant living in silent fear, battered and beaten, preyed upon, often quieted by shame. Elder abuse is a prolific problem that comes in many forms – physical abuse, emotional abuse, neglect and financial exploitation, with many elders suffering more than just one type of abuse. Of the five million elders estimated to suffer abuse in the U.S. alone each year, the vast majority are subject to multiple forms of mistreatment. They are also three times more likely to die prematurely than those who are not victimized.

Yet, elder abuse is not perceived as a national tragedy. No one talks about it. Silence remains, in part, because many of our elders are isolated by and dependent on those who hurt them, and the perceived shame and stigma of disclosing that they are suffering at the hands of their own caregiver can act as a powerful silencer. But abuse also stays hidden because many older Americans don’t have the means or the capacity to report it.

At the rare times when elder abuse is publicly discussed, the conversations usually feature the voices Elder Justice advocates, social workers or journalists. A typical example is this CBS News report from 2006. Only occasionally do we get a glimpse into the elders' views which can be seen in this video taken at an elder justice rally.

Insights from these experts are critical in the fight to secure justice for older Americans but so is the wisdom from these elders themselves, and to date their voices have been absent from the debate that affects them most directly.

I was surprised to learn how deeply buried this issue is because elder abuse touches us all. It cuts across gender, social, racial, ethnic, economic and geographic lines - yet it’s rarely mentioned in social justice or human rights circles nationally or even internationally. Key UN documents from the Universal Declaration of Human Rights to the Millennium Development Goals omit any mention of age. And here at home the U.S Congress has yet to pass comprehensive federal legislation to protect our oldest members of society, placing it 20 years behind advocacy to protect children from abuse and 10 years behind the work to end domestic violence.

THE ELDER JUSTICE COALITION
To address this colossal fissure in our laws, more than 500 members of the Elder Justice Coalition (EJC) have been vigilantly working over the course of the last decade to secure the passage of the Elder Justice Act (EJA) through Congress. Passing this Act will provide us with a foundation from which we can begin to protect our society’s elders because it will provide long-needed support for programs to help us understand how to prevent and detect abuse, intervene where it happens, treat victims with dignity and respect, and fairly prosecute perpetrators.

Yet despite the EJA’s principled objectives and many years of effort, one of the authors of the Act, Marie-Therese Connolly explains, “Comprehensive federal laws to combat child abuse and domestic violence have had an immense impact for decades. By contrast, the relatively uncontroversial Elder Justice Act has languished (in Congress) since 2002.” With the recent changes in Washington, now is the time to pass this act and give America’s elders the security, dignity and equality they deserve.

A NEW WITNESS PARTNERSHIP with the NATIONAL COUNCIL ON AGING
So why is this important to WITNESS? We are partnering with the National Council on Aging (NCOA) – which has been working on behalf of disadvantaged and vulnerable Elders for over 60 years - to bring the voices of Older Americans to this debate, heighten the visibility of Elder abuse, and end Congressional complacency. In addition to securing passage of the EJA, WITNESS and NCOA will work with Elder Justice organizations across the country, training activists in strategic video advocacy planning and giving them the skills necessary to collect stories of abuse to bring Elder Justice into the national conversation.

Once footage from across the country has been gathered and edited, we will collaborate to reach key Congressional representatives, the national media and our citizenry with compelling stories which will force us to face our elders, end our collective denial and pass the EJA.

YOU TOO CAN STAND UP FOR OUR ELDERS
WITNESS and NCOA are just beginning work on the planning of this video advocacy campaign. We'd like you to join in as we move forward with this campaign to pass the Elder Justice Act and showcase the voices of older Americans:

• Return to the Hub Blog for updates on the production process in the weeks and months ahead
• Sign up for the Video for Change newsletter for updates on the Elder Justice Campaign
• Read more about the work of the NCOA at http://www.ncoa.org, and
• Visit the site of the Elder Justice Coalition at http://www.elderjusticecoalition.com/

Most of all though, we ask you to listen as we bring the voices of American’s elders to you throughout this campaign. Please hear what they have to say. Respect their voice. Value their wisdom. Add yours.

Source=>>here

Wednesday, September 23, 2009

Please Sign Petition and Support Efforts to Protect Elders

Please sign this petition to get people to support the Elder Abuse Victims Act of 2009 - HR.448

We need Senators to support this bill.

Please click here to sign petition=>>here


We also have letters that can be sent to our leaders to support this act and
the Elder Justice Act S.795

Click Here to send letters to our elected representatves=>>here

Maybe you could post these in your blog.

Thanks

Latifa S. Ring
Elder Abuse Victims Advocates

http://www.stopelderabuse.net/
latifa.ring@comcast.net

Saturday, September 19, 2009

Latest Research on EoD.Com

Estate of Denial.Com has done some excellent research and deserves your support here are some excellent articles worth reading:

How To Do Research On Judges in Your Area

"Clearly something nefarious is going on in terms of the financial activities of the judges. If, indeed, when we stand before a judge in a court of law we are in standing before not an wise and impartial third party but rather in front of a compromised, paid-off and controlled legal "hit-man" who has absolute immunity for whatever he may do in this capacity, then we have truly lost anything approximating a system of justice." Janet Phelan.

Related Stories by Janet Phelan : Judges Operational Details:Unveiled

How Conservatorships/Guardianships Are Used as Tools of Theft and Corruption

Have We Truly Lost Anything Approximating A System Of Justice?


------------------------------------------

I am urging all those reading this message to start researching the judges in your venue. This is how to do this: 1) Go online and determine in which county the judge you are researching holds his property. Generally, the county tax assessor's online webpage is the place to look for this information. 2) Following this determination, you may go into the grantee/grantor index for the applicable county in order to determine the document numbers and the types of documents 3) Armed with this information, you may then need to physically visit the Hall of Records for the County or Counties where the documents are lodged and request copies of these documents, which should contain the loan numbers, parcel numbers and/or addresses as well as dates of reconveyances. Don't forget to search for the name of the spouse of the judge in question, as well!!

We need to collect as comprehensive a database as possible concerning these practices.
I will be available for any questions as to the process of researching and collecting the data.
Janet Phelan can be contacted : janet_c_phelan@yahoo.com
-----------------------------------
All you have to do if you want to research your judge is call the records department at your court house and ask them to see the judges past and pending cases for contested custody and that you want to go back x amount of years depending on how many there are.

It took me a long time of arguing with people, everyone I talked to suddenly did not speak English, didn't know what a court case was, didn't think it was legal etc. I told them I was doing a research story for a class that I was taking and couldn't really talk about the reason why because it was based on statistics and I didn't know what those variables were until I found them!

It was none of their business! Nobody wanted to help me, I kept insisting that they are public and finally I talked to the right person who looked them all up, made an appointment, and charged me by the hour to look at them. I think it cost me about $60 for each day- read fast!!!, I had to sit in the little court records window and I was not allowed to removed the records from the window and I could not have a big bag there etc.

They charged me I think $1 per page for a copy. I also brought my camera and took photos of any cases that would help me and took notes and wrote down the case numbers in case I wanted to go back. I figure it's kind of difficult for a judge to go back on his own case law, right? So just keep asking.

Post Courtesy of Rachel

Thursday, September 17, 2009

Judges Who Do Get Caught, Get Jail 'On Weekends'

By MARTHA DELLER mdeller@star-telegram.com'

FORT WORTH — A former Dallas municipal judge will serve 60 days in the Tarrant County Jail as a condition of her probation for spending money awarded to a client in a 2003 probate case that she handled while practicing law in Arlington.

A jury had already been seated in Criminal District Court No. 3 when Tiffany Lewis pleaded guilty Tuesday morning to misapplication of fiduciary property. Lewis used a $58,000 probate settlement awarded to a Dallas woman and her daughter to buy a motorcycle for her baby’s father, cover office expenses, and cover bad checks in other clients’ accounts, Tarrant County prosecutor Lori Varnell said.

Lewis, 41, was sentenced to 10 years’ probation by visiting Judge David Cleveland, who ordered her to serve 60 days in jail and repay the money.

Lewis, who was disbarred in 2005, was also forbidden to hold herself out as an attorney or to act as a fiduciary, someone who handles money for other people.

The Texas Bar Association had stripped Lewis of her license to practice law in April 2005 because of the probate case. But Tarrant County prosecutors learned that she was continuing to represent clients in Tarrant County, Varnell said.

Lewis was also serving as a Dallas municipal judge. Municipal judges are not required to be attorneys.

But Dallas authorities began trying to remove her because she lived in Arlington, not in Dallas, as required, and had lied about her residence, Varnell said. She resigned her judicial position in 2007 in lieu of disciplinary action by the State Commission on Judicial Conduct.

Her disbarment was based on a Dallas woman’s 2004 complaint to the bar that the attorney had taken $58,000 of her Dallas County probate settlement.
Lewis took most of the money in cash, which could not be traced, Varnell said. It took nearly five years for a forensic accountant to track the money from the probate account to Lewis’ Bedford bank to her expenditures, which depleted the account in 134 days, Varnell said.

Varnell said she and co-counsel Sabrina Sabin were prepared to try the case but accepted the plea to get restitution for the victims. "They’re very poor people who don’t have a lot of means," Varnell said. "She stole from the weakest members of our society."

Defense attorney Anthony Randall acknowledged that Lewis did not pay her clients "in a timely fashion" but said she intended to do so.

Randall said Lewis, who is a single mother, took the last-minute plea to ensure that she would remain free to raise her daughter. She will serve her 60-day jail term on weekends and, as required by probation rules, seek a job, he said.

"She does have restitution to pay back, and she will be doing that," Randall said.

Wednesday, September 16, 2009

Elders Are Forcibly Administered Psychotropic Medications,With Deadly Results

Published on Tuesday, September 15, 2009 1:11 PM PDT

Lake Isabella,California,USA

Attorney General Edmund G. Brown Jr. announced that former Kern Valley Hospital administrator Pamela Ott was charged on eight felony counts of elder abuse today, Sept. 8. The complaint charges Ott allowed staff to forcibly administer psychotropic medications to patients for their own convenience, rather than for their patients' therapeutic interests. These actions are alleged to have resulted in the deaths of three nursing home residents.

"As hospital administrator, Pamela Ott, was ultimately responsible for safeguarding the welfare of her patients," Brown said. "Instead, Ott abdicated her responsibility and allowed the staff of the Kern Valley Hospital to forcibly sedate patients who questioned their care."

Source=>>Kern Valley Sun
--------------------------------------
As a reader commented "Pulling the plug on granny" is not some future fantasy concocted by right wing extremists, before you laugh it off as an exaggeration realize that "the joke is on you" as this is done everyday all across America as this article very clearly articulates and for every case reported there are countless others that are not!

"Have We Truly Lost Anything Approximating A System Of Justice?"


"The perceptions among us that the judges in our separate cases are "corrupt," "breaking the law" or "favoring the other side" can now no longer be considered to be "sour grapes" or the rumblings of malcontents."

Clearly something nefarious is going on in terms of the financial activities of the judges. If, indeed, when we stand before a judge in a court of law we are in standing before not an wise and impartial third party but rather in front of a compromised, paid-off and controlled legal "hit-man" who has absolute immunity for whatever he may do in this capacity, then we have truly lost anything approximating a system of justice." Janet Phelan.

Related Stories by Janet Phelan : Judges Operational Details:Unveiled

How Conservatorships/Guardianships Are Used as Tools of Theft and Corruption

------------------------------------------

I am urging all those reading this message to start researching the judges in your venue. This is how to do this: 1) Go online and determine in which county the judge you are researching holds his property. Generally, the county tax assessor's online webpage is the place to look for this information. 2) Following this determination, you may go into the grantee/grantor index for the applicable county in order to determine the document numbers and the types of documents 3) Armed with this information, you may then need to physically visit the Hall of Records for the County or Counties where the documents are lodged and request copies of these documents, which should contain the loan numbers, parcel numbers and/or addresses as well as dates of reconveyances. Don't forget to search for the name of the spouse of the judge in question, as well!!

We need to collect as comprehensive a database as possible concerning these practices.
I will be available for any questions as to the process of researching and collecting the data.
Janet Phelan can be contacted : janet_c_phelan@yahoo.com
-----------------------------------
All you have to do if you want to research your judge is call the records department at your court house and ask them to see the judges past and pending cases for contested custody and that you want to go back x amount of years depending on how many there are.

It took me a long time of arguing with people, everyone I talked to suddenly did not speak English, didn't know what a court case was, didn't think it was legal etc. I told them I was doing a research story for a class that I was taking and couldn't really talk about the reason why because it was based on statistics and I didn't know what those variables were until I found them!

It was none of their business! Nobody wanted to help me, I kept insisting that they are public and finally I talked to the right person who looked them all up, made an appointment, and charged me by the hour to look at them. I think it cost me about $60 for each day- read fast!!!, I had to sit in the little court records window and I was not allowed to removed the records from the window and I could not have a big bag there etc.

They charged me I think $1 per page for a copy. I also brought my camera and took photos of any cases that would help me and took notes and wrote down the case numbers in case I wanted to go back. I figure it's kind of difficult for a judge to go back on his own case law, right? So just keep asking.

Post Courtesy of Rachel

Director of Elder Care Facility While On Probation For Elder Abuse

Investigators looking into charges of abuse at a collection of San Bernardino-area group homes arrested the director of one of the homes on Friday after discovering he was on probation for elder abuse and had been ordered to stay away from such facilities, officials said today.

Tony Dalton, 40, was taken into custody for violating conditions of his probation after initially refusing entry to investigators checking on conditions of the house, said San Bernardino City Atty. James Penman.

Dalton is the son of Pensri Sophar Dalton, 61, who was arrested Sept. 5 on 16 charges of elder abuse after police raided an unlicensed board and care facility where 22 elderly and mentally ill tenants lived in squalor. They had no plumbing, lived in converted backyard chicken coops and some used buckets for toilets. One man reported being physically abused by the staff.

Authorities are now looking into conditions at seven other group homes owned by Pensri Sophar Dalton in and around San Bernardino.


When investigators from the city attorney's office and the Department of Social Services went to two of the houses last week, they found Tony Dalton in charge, Penman said.

Dalton was convicted last year of causing great bodily harm to an elderly or dependent person and served three months in jail, Penman said. The probation department would not comment on the nature of the crime, but Dalton was forbidden to work as a caretaker for the elderly or dependent adults.

[Updated 8:02 p.m.: “He was obviously in charge of the facility,” Penman said. “We have a lot more to investigate and this certainly makes us suspicious. The fact that [Dalton’s] son is convicted of elder abuse and is still active in the family business is a real concern.”

Pensri Dalton is also the target of a lawsuit filed by the family of a man who drowned in a pool while living in one of her group homes.]

Source =>>L.A.Times

Financial Abuse of Elders :Tip of Iceberg"

Financial abuse of seniors a hidden crisis "We're probably not aware of the extent of the financial abuse of seniors," said LeBreton. "One of the problems is that victims feel they have nowhere to turn, or don't want to cause problems in their family.

"They're ashamed and don't want to admit that someone has taken advantage of them financially."

Tuesday, September 15, 2009

Attorneys and Judges Find Elder's Estates Ripe Pickings

by George Brennan as reported in the Cape Cod Times

They didn’t think of him as a lawyer. They thought of him as a trusted family friend.

So when thousands of dollars went missing and the paper trail led to attorney John “Jack” Roberts of Dennis, they were at first shocked, then hurt and finally angry.

Roberts, now disbarred, pleaded guilty to stealing $137,000 from the estate of Alice May of Sandwich and was sentenced to house arrest. On Friday, he was arraigned on a charge of larceny by a single scheme in the theft of $650,000 from Norm Sasville, a Middleboro builder. Prosecutors said they plan to seek jail time if Roberts is convicted again.

“He pulled the carpet out from me,” Sasville said in an interview before Roberts was indicted. “He was a good friend. He was a goombah.”

Roberts was released on $1,000 bail after his arraignment in Barnstable Superior Court on Friday.

But Roberts is not alone.

In recent years, the Cape has had its share of high-profile cases involving lawyers bilking clients out of thousands.

In 2006, Anthony Bott, an Orleans attorney, pleaded guilty to stealing more than $350,000 in insurance settlements from 12 clients.

He was sentenced to 2½ years in Barnstable County Correctional Facility and 10 years of probation.

And plenty of ink has been spilled on the ongoing tangle of former Orleans attorney Richard Birchall. Birchall has been jailed on contempt charges, a judge finding that he is capable of repaying the $2.7 million he owes to his former client Suzanne D’Amour of Brewster.

But while that case has the added intrigue of D’Amour once spending time in jail on perjury charges for lying to a grand jury investigating the murder of her husband, the other Cape cases involve regular Joes or elderly people looking for legal help from someone they trusted.

“It really is disgusting,” said Adele Lundquist, an 83-year-old Brewster woman who was a victim of Bott. “It’s like your house getting broke into. It’s a violation.”

Lundquist was seriously injured in a car accident. Her car was sideswiped by a woman who blew through a stop sign. Her family attorney recommended Bott, who at the time was considered one of the Lower Cape’s top personal injury attorneys.

Months passed and Bott kept putting Lundquist off telling her settlements could take years. It turned out he got her an $85,000 settlement within months, but like 11 other clients, he had fraudulently signed her name and pocketed the cash.

“You go through stages where you feel betrayed, you feel hurt, you feel angry,” Lundquist said.

Nancy Allen, whose inheritance was partially stolen by Roberts, expressed similar feelings. Her mother, Alice May, had considered Roberts a friend. She said it felt like she had been “physically assaulted” when she figured out Roberts had grabbed the money to feed his gambling habit.

Abridged for E.A.

Letters to Editor : Re: Clara G Fernandez , Adalberto Fernandez and William A. Hart

Dearest Readers,..

I and my fellow colleagues against 'ELDER ABUSE' have read both web sites in regards to Mrs. Clara G.Fernandez. We,(most of us in the legal profession),agree that both web sites prove that Mrs.Clara Fernandez was a victim of her eldest son. This
is 'clearly' a case of an elder brother (approx. 7 years senior), & his younger brother!

This story reads like "A modern day Cain & Abel

-Older brother, jealous of younger brother, younger brother has a very close-knit relationship with the mother, older brother lives entire life spiteful & hates younger brother, younger brother caught up in a web of the older brother's scam to abduct the mother, eldest brother suspects the mother is unable to handle any of her affairs, personal & especially financial, an abduction takes place!

Mother of two brothers is at a most vulnerable time in her life, husband barely recovering from a 'stroke', all alone in her thoughts, hence, the perfect time for the older spiteful brother in for revenge & the scam of a life-time! Older brother & 'life-partner' have scammed elderly women for years prior to the abduction of Clara G. Fernandez, therefore, techniques to fleece Clara are "honed skills",...

"And so the games begin!!!" The mother is scammed into a 'so-called' visit with eldest son & his mate, out of pity & confusion, she succumbs to the eldest son's scheme. The mother finds herself unable to return home & is told 'her ailing husband died' by eldest son & 'life-partner'. Clara's life turns into a living HELL Family members try to locate & retrieve her, they are taken on a "wildest goose chase", all the while, the mother is being shuffled around nursing homes, hospitals, friends homes, & her eldest son's residence. Her life is now isolation, confusion & despair, a life of being medically restrained, hygienic neglect & emotional turmoil.

The "Grand Fleecing" of the mother, emotionally, financially begins. It escalates to a scam on 'her life & assets' at the hands of the eldest son and his 'life-partner'."Years and tears pass."

The mother is finally located where she will be long enough to take action & the family, with the help of a Palm Beach judge & authorities, rescue her from her captors, a.k.a.- her eldest son & his male companion.

The mother is then placed into a protective guardianship with her nephew, a doctor in a near-by county & finally returned home to her husband, youngest son, grandchildren & daughter-in-law.

The story should have had a "Happy Ending" right there, she could have been rehabilitated physically, mentally & emotionally,& she would have been spared years of additional anguish & financial ruin! But the eldest brother continued his attacks on his brother & the entire family, including extended family members. The State of Florida, through the aid of several 'tainted' D.C.F & Local Law Enforcement agents, unduly placed Clara in a forced guardianship, one of numerous lawyers, (not qualified guardians), & Clara was being 'fleeced' again by high profile lawyers "on the take", charging her & her heirs estate $300.00 - $450.00 hr. to do the exact things that Clara's family was doing for, free. "Oh the horror of it all!"

Consequently, the eldest brother & 'life-partner's' scam becomes the scam numerous lawyers & others profiteer on! Those lawyers had a"free-ride"!! "Does Clara goes without?" Clara was made to go 'without' when she was with the eldest son & 'life-partner', & at the mercy of the "forced court appointed guardians".

The eldest son made his mother go 'without' contact of family & friends, go 'without' proper care, personal hygiene & personal freedoms, go 'without' socialization other than with his 'life-partner's family members,(most of whom were in on fleecing her & her heirs).

Nursing home staff members that were told that she was not coherent nor cognitive,(since she was being 'drugged'), so they ignored her & dismissed her pleas to go to her Key West home. Clara's story, being told from two sides, is a great 'study' in the crime of elder abuse, all of the 'classic moves' have been made!

So as far as all of the research our team made in regards to Clara's "True Story", we can only surmise that documentation found on elderabusehelp.org proves to be verifiable & true, therefore, it is of our opinion that the rebutting site, clarafernandez.com is an attempt to 'smoke-screen' truth & the illegal actions of Mr. William Hart & Clara's eldest son, Al Fernandez

One of our panel members, a clinical psychiatrist, has determined that the 'life-partner', William Hart, has perpetuated postings & revisions of their web site, clarafernandez.com, in order to secure his place in his partner's life, otherwise, Mr. Al Fernandez would be inclined to pursue his life without Mr. Hart.

Therefore ladies & gentlemen, the verdict is in, it is ever so clear that Clara G. Fernandez, her husband, her youngest son, her friends & family were all victims of an elaborate revengeful scam of Mr. Al Fernandez & his 'life-partner' Mr. William (Bill) Hart.

The family's battle for Clara's freedom, sanity, & life was won when the "forced guardianship" was dissolved. Clara requested to be relocated to a place where she is safe, sound & well cared for. That request was honored, she is living on paradise!

We must all applaud the friends & family members that never gave up, never backed down, & fought for Clara's "God given rights" received from a 'Higher Power' the day she was born! We can officially announce; Mrs.Clara G. Fernandez is now protected by both National & International law, anyone wishing to compromise her quality of life will have to go through
the jurisdictions of two countries whose authorities acknowledged her well-being at this time. Penalties of both Nations will be strictly enforced against any acts or plots of terror towards her.
Clara is now free, happy, healthy. In a place where she is thriving, free from persons that abducted her, fleeced her & caused her & her family years of anguish. This now is a "Happy Ending"!

We who number in the thousands, will be monitoring & standing ready to assist Clara should there be any indication of threats on her security!!

"Sleep well tonight Mrs. Clara G. Fernandez, We have got your back this time!

Sr. Claude D. Jenkens & Co

Spanish translation=>>