Letter of Commendation from the U.S. Dept. of Navy to Dr. A.J. Fernandez 
Studies estimate that 50% of elderly American are victims of financial exploitation while only 4% to 15% case are ever reported. Financial swindles are one of the fastest growing forms of abuse of the elderly according to NCEA.
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We owe it to AMERICA'S GREATEST GENERATION – OUR SENIOR CITIZENS to protect them from those who are determined to steal their assets and dignity.
An example of fraud is the situation where one influences a testator that another relative has stirred up trouble....statements.
Financial exploitation should be considered if the patient has suddenly transferred assets to a family member.
John 8:32 "Then you will know the truth, and the truth will set you free."
1 Corinthians 13:12-13 "And now these three remain: faith, hope and love. But the greatest of these is love."
Romans 13:8 "Let no debt remain outstanding, except the continuing debt to love one another."Leviticus 19:32 "Rise in the presense of the aged, show respect for the elderly."
Bhagavad Gita Chapter 17 "For the sake of respect, honor, veneration and indeed pride is said to be of ... superiors like the father and mother, and in cleanliness, simplicity, and nonviolence."Pindar (522 BC - 443 BC) A graceful and honorable old age is the childhood of immortality.
Carol Matthau There is no old age. There is, as there always was, just you.Booth Tarkington (1869 - 1946) "Cherish all your happy moments; they make a fine cushion for old age."
Gloria Pitzer About the only thing that comes to us without effort is old age."Make wisdom your provision for the journey from youth to old age, for it is a more certain support than all other possessions."
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